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How to Get Started With Mutual Investment Plans in India

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Mutual investment plans or mutual funds are a popular investment option in India, offering a diversified portfolio managed by professionals. They are ideal for investors looking to start their investment journey or diversify their existing portfolio. If you are looking for guidance on understanding how mutual investment plans work or choosing the best mutual investment plans, we’ve got you covered.  The below guide will help you with all the information you need to get started with mutual investment plans in India and help you make an informed decision. Understanding Mutual Investment Plans Mutual funds pool money from multiple investors to invest in a diversified portfolio of securities like stocks, bonds, or other assets. They are managed by professional fund managers who make investment decisions based on the fund's objective. The terms and conditions vary from one mutual fund to another, so it’s important to stay in contact with the fund manager for clarity or updates. Mutual ...

Things to know before applying for a small business loan in 2024

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Small business loans are the lifeblood of many entrepreneurial endeavours, serving as a critical catalyst for growth, expansion, and the fulfilment of various business initiatives. In the contemporary financial landscape, entrepreneurs are presented with a plethora of business loans for startups, each tailored to specific needs and circumstances.  This diversity arises from factors such as the nature of the small business funding need, the credit profile of the business, the duration of its operation, the availability of collateral, and other pertinent considerations. While traditional sources like local banks remain stalwart providers of small business loans , a nuanced understanding of the evolving financial terrain reveals a spectrum of alternative lending avenues that could potentially offer a more tailored fit for diverse business requirements. Traditional term loan at the bank A quintessential small business loan that often springs to mind is the traditional term loan offered...

How To Invest In Mutual Funds Like A Pro: A Beginner’s Guide

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  Mutual fund investments have gained significant popularity among individual investors due to their diverse benefits. These investment vehicles, managed by financial specialists, offer a unique opportunity for individuals to grow their wealth.  Over the last few years, mutual fund assets under management have grown rapidly. In the second quarter of 2023, global mutual fund assets reached a record $39.2 trillion, according to the Investment Company Institute (ICI). By comparison, this represents an increase of over 10% from 2022. In this Beginner’s Guide, we’ve explained everything you need to know about mutual funds investment plans , available options, and essential investment strategies. Introducing options in mutual funds investment plans Let's start with exploring different options in mutual funds investment plans:  Large-cap mutual funds Large-cap mutual funds, often referred to as the blue-chip of India, boast a substantial market capitalisation exceeding ₹10,000 c...